Refinance

Tap Into Equity

YOUR equity is YOUR money - take control with home renovations or settling high-interest debts.

Take Cash Out

Combine Loans

Multiple payments can strain your finances. Consolidation loans streamline and boost your monthly cash flow.

Consolidate

Shorten My Loan

Accelerate your path to financial freedom. We offer custom terms designed to save you on interest.

Reduce My Term

Cash Out Calculator

Let's start with a few simple questions.

What's the total monthly payment on your existing 1st mortgage?

Escrow Payment?

Of your total payment, how much goes towards taxes, insurance, and mortgage insurance?

Great!

According to what you entered, your current principal and interest payment is {p-i}. Does this seem about right?

Rate?

What's the current interest rate on your existing 1st mortgage?

Term?

Over how many years is your current mortgage? (most common is 30)

Current Balance?

Based on this information, you're current mortgage started at a balance of {ogBal}, how much do you currently owe?

High Interest Debt?

What's the combined balance of all other debts you plan to consolidate with your equity?

Monthly Payments?

How much do you pay per month on this {debtBal}?

Home Value?

What do you believe your home's value would be if appraised?

Your Available Equity.

Using the numbers you've given so far, after paying off the {totalDebt} you entered, your remaining equity will be about {avail-equity}.

Additional Cash?

Of your {avail-equity}, how much additional cash would you like to take out?

Okay, let's analyze your data.

Analyzing...

You're One Step Away!

Complete the form below to get your personalized mortgage estimate.

First Name Last Name Email Zip Code

Preferred phone number?

Phone

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In today's market, with home values soaring to near all-time highs, many homeowners are choosing to reinvest in their existing property rather than venturing into an uncertain market. Refinancing offers a dual benefit: not only can it provide the opportunity to tap into your home's increasing equity for crucial home improvements, but it can also help consolidate other debts. This consolidation can lead to a combined rate that's potentially more favorable than managing multiple high-interest debts separately.

With soaring property values, now might be the ideal time to consider using your home's equity for those much-desired renovations or to streamline your financial landscape. It's not just about reducing costs, but also about strategically leveraging your largest asset to achieve broader financial goals and enhance your quality of life.

Ready to explore the possibilities? Our Mortgage Consultants are equipped to guide you, demystifying the refinancing process and helping you envision a brighter financial future.

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Refinancing your mortgage can significantly lower your monthly payments.

This can be achieved either by securing a lower interest rate or extending your loan term.

Keep in mind, though, that extending your loan term may increase the total interest paid over the life of the loan.

However, a lower monthly payment can offer immediate financial relief and potentially improve your cash flow.

To start your refinancing journey, reach out to one of our knowledgeable loan officers who can help you assess your options and guide you through the process.

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Changing the terms of your mortgage can save you a significant amount of money in the long run.

For example, switching from a 30-year to a 15-year mortgage may result in a higher monthly payment but will typically offer a lower interest rate and allow you to build equity faster.

Additionally, you'll pay off your mortgage sooner and save a considerable amount in interest over the life of the loan.

To explore which loan terms might best suit your situation, we invite you to speak with one of our loan officers today.

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Tapping into your home equity by refinancing can provide you with a substantial sum of cash for any significant expenses you may have, such as consolidating high-interest debt, financing home improvements, or paying for education.

This works by replacing your existing mortgage with a new one for a higher amount and receiving the difference in cash.

However, keep in mind that this will increase the size of your mortgage and possibly your monthly payment.

To discuss if cashing out equity is right for you, reach out to one of our loan officers for a no-obligation consultation.

Learn More

This works by replacing your existing mortgage with a new one for a higher amount and receiving the difference in cash.

However, keep in mind that this will increase the size of your mortgage and possibly your monthly payment.

To discuss if cashing out equity is right for you, reach out to one of our loan officers for a no-obligation consultation.

Lock Into Your Prosperity

Refinancing can be the key to financial success, and we're here to help you lock in its potential. Our dedicated team specializes in navigating the complexities of the refinance process, ensuring a seamless and prosperous journey for you.

Let's Get Started!

Check Your Eligibility

Take a moment to complete our prequalification form. It helps us assess your eligibility and move forward with the best options for you.

Tell Us About Your Scenario

We'd love to get to know you better! Share some information about yourself and your home financing goals. This way, we can tailor our solutions to fit your needs perfectly.

We Review Your Credit

When it comes to refinancing your home, accurate numbers matter. Your credit score is an important factor in the loan approval process, so let's take a look and ensure everything is on track.

Find Monthly Savings, Change Your Loan Term, Take Cash Out

Let's talk numbers! Share details about your income, monthly bills, and what you want to accomplish with your refinance. With this information, we'll help tailor your new home loan.

Home Valuation Done Differently

We work directly with local appraisers in your area, supporting their businesses and ensuring a high level of expertise and quality as part of our innovative Appraisal Pannel.

Closing With Confidence

We know the best part of refinancing is when it's done! We're here to guide you through the closing process smoothly and swiftly, ensuring no surprises along the way.

Let's Talk

Taking control leads to Prosperity.

Taking control leads to Prosperity.

🏠Unlock Your Home's Potential!💡

Considering tapping into your home equity? Our easy-to-use calculator helps you discover how much cash you could access. Make informed decisions about renovations, debt consolidation, and more. Dive in now and find out what possibilities await!